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Credit card delinquencies rose in the first three months of the year. That's a sign of the growing financial stress that some families are feeling in an era of rising prices and high interest rates.

At a town hall meeting in New Mexico Thursday, President Obama touted legislation designed to protect consumers from fluctuating credit card rules. He also urged Congress to act quickly on legislation to end credit card practices deemed abusive.

Americans paid an estimated $1 billion in interest on medical debt in just three years, a federal agency finds. This includes use of credit cards often pitched in doctors' and dentists' offices.

Stay on top of your monthly payments and avoid costly fees and interest charges with these smart credit card strategies.

Credit card perks are being subsidized by people who have less, argues Chenzi Xu, a finance professor at the Stanford Graduate School of Business.